Michoud Credit Union


Convenient Services

24 Hour Services

On-Line Services

No time to visit the credit union in person? Returning home late ad need to conduct business? No problem MCU is just a click away. MCU offers an assortment of services via the Internet to better serve your financial needs. You can check balances between accounts, and much more. Visit our site at http//:www.michoudcu.com

M.A.R.S. (Michoud Audio Teller Response System)

M.A.R.S., our audio response system, gives you telephone access to your account 24 hours a day. Call 877-642-4281 to access M.A.R.S for account and loan inquiries or to perform transactions such as withdrawals, transfers and loan payments.


Your MCU ATM card gives you access to cash anytime and is welcome at any ATM machine with Pulse, Cirrus or Exchange logos.

Shared Branching

Shared branching provides our members access to their account(s) wherever they work, live or play. Available services include: withdrawals, deposits and loan payments. There are over 3400 CU Service Centers and CU Outlets nationwide. To access your account and obtain services at the CU Service Center or CU Outlet, all you have to do is present your account number, the name of your credit union and a valid photo ID.

To find a location nearest you, just Click Here.

Direct Deposit / Payroll Deduction

Save yourself time by having your paycheck directly deposited into your MCU account. Have funds automatically allocated to any of your MCU accounts or loan. Contact Member Services for more details.

Overdraft Protection

Protect yourself against accidental overdrafts with our convenient Overdraft Protection options. Funds may be transferred from any designated MCU savings accounts, to your checking account.

Member Insurance Services

Working together, MCU and Member CONNECT provide our members access to quality products and services to meet their many needs. These products are made available exclusively to our credit union members:

  • Accidental Death & Dismemberment

  • Members Life/Whole Life Insurance

  • Members Auto & Homeowners Insurance

  • Boat, Recreational Vehicle, Motorcycle Tenants, Flood, Mobile Home & Earthquake Insurance available.

  • Guaranteed Level Term

  • Level Annual Renewable Term to Age 70

  • Underwritten Level Term

For more information, contact Member CONNECT at 1-800-428-3932.

Afterworld Six Flags Theme Park

FREE AstroWorld VIP Club Card available for members . Contact a Member Service Representative for availability.

Electronic Tax Filing e-file logo

Filing your personal and business taxes was never easier. IRS e-file is the quick, easy, smart way to get your taxes where you want them to be: Done! Just stop by the credit union office from January to October of each year to file your taxes. For further information contact an MCU Representative

Traveler's Cheques

Protect yourself on vacations and purchase American Express Traveler's Cheques. Purchase traditional travelers cheques at $1.00 per hundred (FREE for members who have a Share Draft Checking Account) and Cheques for Two at $2.50 per hundred

American Express Gift Cheques

American Express Gift Cheques are the perfect gift for any occasion. They can be purchased in $25, $50, and $100 denominations for only $2.50 per checque.

Cashier Checks

Members can conveniently purchase guarantee funds by requesting a cashier check . Cashier checks are negotiable instruments drawn against deposited funds, to pay a specified amount of money to a specific person upon demand.

Western Union

Members can securely and quickly transfer money to more than 140,000 Western Union Agent locations in over 185 countries worldwide.

Credit Life/Disability Insurance- Payment Protection

Enjoy a worry-free loan at MCU with Credit Life and Credit Disability Insurance. Credit Insurance can be purchased on most loans, and the monthly premium is included in your monthly loan payments. Should you die or become disabled by a covered accident or illness, the payment protection relieves loan payment worries and protects your loan collateral and credit rating. Credit Life and Credit Disability payment protection is a solid value..




Send mail to customerservice@michoudcu.com with questions or comments about this web site.