Convenient Services

24 Hour Services

On-Line Services
No time to visit the credit union in person? Returning home late ad need to conduct business? No problem MCU is just a click away.  MCU offers an assortment of services via the Internet to better serve your financial needs.  You can check balances between accounts, and much more. Visit our site at http//:www.michoudcu.com

M.A.R.S. (Michoud  Audio Teller Response System)
M.A.R.S., our audio response system, gives you telephone access to your account 24 hours a day. Call 877-642-4281 to access M.A.R.S for account and loan inquiries or to perform transactions such as withdrawals, transfers and loan payments.

ATM Cards (QWIK CASH)
Your MCU ATM card gives you access to cash anytime and is welcome at any ATM machine with Pulse, Cirrus or Exchange logos.

Shared Branching
Shared branching provides our members access to their account(s) wherever they work, live or play.  Available services include:  withdrawals, deposits and loan payments. There are over 3400 CU Service Centers and CU Outlets nationwide.  To access your account and obtain services at the CU Service Center or CU Outlet, all you have to do is present your account number, the name of your credit union and a valid photo ID.

To find a location nearest you, just Click Here.

Direct Deposit / Payroll Deduction
Save yourself time by having your paycheck directly deposited into your MCU account. Have funds automatically allocated to any of your MCU accounts or loan. Contact Member Services for more details.

Overdraft Protection
Protect yourself against accidental overdrafts with our convenient Overdraft Protection options. Funds may be transferred from any designated MCU savings accounts, to your checking account.

Member Insurance Services
Working together, MCU and Member CONNECT provide our members access to quality products and services to meet their many needs. These products are made available exclusively to our credit union members:

• Accidental Death & Dismemberment
• Members Life/Whole Life Insurance
• Members Auto & Homeowners Insurance
• Boat, Recreational Vehicle, Motorcycle Tenants, Flood, Mobile Home & Earthquake Insurance available.
• Guaranteed Level Term
• Level Annual Renewable Term to Age 70
• Underwritten Level Term

For more information, contact Member CONNECT at 1-800-428-3932.

Afterworld Six Flags Theme Park
 FREE  AstroWorld VIP Club Card available for members . Contact a Member Service Representative for availability.

Electronic Tax Filing  

Filing your personal and business taxes was never easier.  IRS e-file is the quick, easy, smart way to get your taxes where you want them to be: Done!  Just stop by the credit union office from January to October of each year to file your taxes. For further information contact an MCU Representative

 Traveler's Cheques
Protect yourself on vacations and purchase American Express Traveler's Cheques. Purchase traditional travelers cheques at $1.00 per hundred (FREE for members who have a Share Draft Checking Account) and Cheques for Two at $2.50 per hundred

American Express Gift Cheques
American Express Gift Cheques are the perfect gift for any occasion. They can be purchased  in $25, $50, and $100 denominations for only $2.50 per checque.

Cashier Checks

Members can conveniently  purchase guarantee funds by requesting a cashier check .  Cashier checks are negotiable instruments drawn against  deposited funds, to pay a specified amount of money to a specific person upon demand.

Western Union

Members can securely and quickly transfer money to more than 140,000 Western Union Agent locations in over 185 countries worldwide.