Michoud Credit Union

P.O. Box 29304
New Orleans, LA 70189

For a pre-approved loan, complete the online form and print it on your printer and mail or fax the printout to the credit union.
Do NOT email this application to the credit union.

Fax: (504) 257-4216
Phone:(504) 257-4206

We would like an initial loan in the amount of
$
For the following purpose:
Application Date: 9/5/2008
Account No.

A. APPLICANT'S PERSONAL INFORMATION

Check one if you reside in or are relying on property in a community property state or if you are applying for other than individual unsecured credit:  Married   Unmarried  Separated
Last Name
First Name
Initial
Date of Birth
Social Security Number
Present Street Address
City
State
Zip
How Long?
Home Phone Number
Ages of
Previous Street Address
City
State
Zip
How Long?
Driver's License # & ST
Dependents

B. INFORMATION REGARDING APPLICANT

Present Employer
Address
City
State
Zip
Date Employed
Occupation
Work Phone & Ext
Supervisor's Name
Supervisor's Phone
Gross Pay
$
Previous Employer
Address
City
State
Zip
Date Employed
Real Estate Owned (include home)
Address
City
State
Zip
How Long?

Purchase Price 

Date Purchased: 

Other Income Notice
Do not list alimony, child or spousal support or separate maintenance payments unless you wish them considered as a basis for repayment of the credit requested.  If listed, verification may be requested.
Source of Other Income
Amount
$
Total Monthly Income
$

C. INFORMATION REGARDING SPOUSE OR CO-APPLICANT

PLEASE READ BEFORE COMPLETING.  COMPLETE THIS SECTION 1. If you reside in a Community Property State, or 2. If you are relying on property located in a Community Property State as a basis for repayment of the credit requested, or 3. If you are relying on your co-applicant's income as a basis for repayment of the credit requested, or 4. If your co-applicant will be contractually liable on the loan, or 5. If you are relying on alimony, child support or separate maintenance payments from a spouse or former spouse as a basis for repayment of the credit requested.  Community property states include: Arizona, California, Idaho, Louisiana New Mexico, Nevada, Texas and Washington.

 Spouse   Former Spouse  Co-Applicant

Last Name
First Name
Initial
Driver's License & ST
Social Security Number
Street Address
City
State
Zip
How Long?
Date of Birth
Occupation
Present Employer
Work Phone & Ext
Supervisor's Name
Supervisor's Phone
Date Employed
Other Income Notice
Do not list alimony, child or spousal support or separate maintenance payments unless you wish them considered as a basis for repayment of the credit requested.  If listed, verification may be requested.
Source of Other Income
Amount
$
Total Monthly Income
$

D. LIST ALL EXISTING DEBTS OF APPLICANT (and spouse or co-applicant if any part of sections C is applicable)

Name of Creditor

ADDRESS AND CITY PURPOSE OR ACCT # ORIGINAL AMOUNT PRESENT BALANCE MONTHLY PAYMENT
Home Mortgage or Landlord
Address and City
 Renting
Buying
Original Amount
$
Present Balance
$
Monthly Payment
$
Credit Union



$

$

$
Credit Card



$

$

$
Other



$

$

$
$ $ $
$ $ $
$ $ $
Automobile Make
Model
Year
License No
Financed By
Present Balance
$
Monthly Payment
$
Automobile Make
Model
Year
License No
Financed By
Present Balance
$
Monthly Payment
$
List alimony, child support or child care paid monthly
$
DO NOT OMIT ANY DEBTS!  INCOMPLETE APPLICATIONS CANNOT BE PROCESSED.  Attach additional sheet if necessary Totals should include all debt ---> Total Monthly Oblications $
If you answer Yes to any of these questions, please provide details.
Is your income likely to decline in the next two years?
 Yes   No
Are any of your debts past due? 

Yes  No
Have you ever had your auto, furniture or property repossessed? 
Yes  No
Have you or your co-applicant declared bankruptcy?
Yes  No
Are you currently a co-maker on a loan?

Yes  No
PLEASE READ BEFORE SIGNING
All of the information on this application is true. I understand that is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.. If there are any important changes ,I will notify the credit union in writing immediately. I authorize the Credit Union to check the information I have given, and to obtain credit reports in connection with this application for credit and for any update, renewal or extension of the credit received . I understand that the Credit Union will rely on the information in this application and the credit report to make its decision. The credit Union may retain this application if it is not approved . If it is approved, I agree to honor the provisions of the credit agreement covering my loan or account. If this application is for two of us , this statement applies to both of us.

APPLICATION SHOULD BE ACCOMPANIED BY A COPY OF THE LAST PAY STUB ON ALL APPLICANTS AND CO-APPLICANTS
AND A $15.00 (NON-REFUNDABLE) LOAN PROCESSING FEE PER APPLICANT.

Signature of Applicant
 
Date
 
Signature of Co-Applicant
 
Date
The following parties hereby certify that they are applying for joint credit .
Signature of Joint Applicant
 
Date
 
Signature of Joint Applicant
 
Date
After you have completed filling out the application, click the Print button on your browser to print this application to your printer.  Mail or fax the printed application using the address or fax number at the top of this application along with a copy of your last pay stub on all applicants and co-applicants.  Also include any additional sheets listing additional debt.